Nebraska USDA Home Loans

Nebraska USDA Home Loans

One of the most popular loan programs is the Nebraska USDA Rural Development Home Loan.  Developed to allow rural communities an affordable loan option.  To qualify for a USDA Rural Development loan, the property must be located within a community of less than 20,000 and Columbus and Norfolk.

Lincoln and Omaha are not eligible for for the USDA Home Loan program, however, there are many great areas surrounding Lincoln and Omaha eligible for USDA Home Loans include Waverly, Hickman, Eagle, Beatrice, Crete, and Seward around Lincoln.  Cities around Omaha include Gretna, Blair, Plattsmouth, and Louisville.
The majority of towns in Nebraska do qualify for USDA Home Loan Financing! 

Some advantages of the USDA Home Loan include:
  • Unlimited seller concessions for closing costs & prepaids
  • Can fund closing costs, prepaids & guarantee fee up to 102% of the appraised value
  • NO Mortgage Insurance
  • NO minimum contribution
  • NO reserve requirements
  • Not limited to First Time Homebuyers
  • No maximum purchase price
  • True 100% Financing Program!


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